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The San Jose DMV’s Penalties According to The Damage

The San Jose DMV is the custodian of road regulations in the city and it thrives on maintaining driver safety and security. It also enforces certain laws that customers have to abide by if they are involved in particular kinds of on-road violations. These laws are what you should always keep in mind before opting for auto insurance policies.

Automobile insurers do not always provide coverage for traffic violations and other related offences. You need to start paying more heed to the rules laid down by the San Jose DMV or Department of Motor Vehicles as a prime step towards maintaining your insurance package without hassles.

The state of California has its own laws under which the city of San Jose falls and these laws can be grouped into relevant categories as follows:

Bodily Injury: This is a category where drivers are liable to pay out a sum of $15,000 in cases of death or injuries to any single person in a single accident.

Drivers are also liable to pay a sum of $30,000 as compensation for injuries or other fatal mishaps to all persons in a single accident.

Property Damage: This rather important category carries a payout of $5000 for any instances of damage to public or personal property in a single accident.

These hefty fines should be deterrent enough for you to start driving safely and you should pay heed to the traffic laws before going off track.

Handling such financial responsibility requires some careful steps however:

The first way is through depositing $35,000 with the department of motor vehicles

The second way is through the coverage policy you opt for. The liability type of coverage is usually provided in these cases by automobile insurers.

The third method can be a bond of surety totaling up to $25,000

Another process can be the issuing of self-insurance through the department of motor vehicles if you possess ownership of more than 25 vehicles.

Liability insurance is mandatory to be bought irrespective of whatever other coverage you opt for. There are extremely harsh penalties to be imposed in cases of violations of the law.

Under state law, a consumer should have minimum statutory limits of liability insurance to have a back-up method for compensating for any damages or violations he may cause or be the reason for.

Other types of insurance depend on your discretion and judgment but to comply with the law you need to ensure that you get auto insurance policies firstly and also to get liability coverage in it.

For free and detailed information about rates and insurance companies, provide us your area zip code.