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Wise Ways to Search for Cheap Car Insurance in San Jose

If you want to purchase San Jose cheap car insurance, there are some questions you should ask yourself in order to find out what you can and should do in order to lower your policy’s rate.

Do you go to college while working as a part-time too?

There are situations when you are expected to attend your college classes and then go to your part-time job. If you have a low-income and you would like to save some money, you should know that you are eligible for some particular discounts offered to students attending an accredited college full time. You’ll have to achieve the following conditions, in order to qualify for a special discount: you average grade should be at least a “B”, or if it’s an “A” that’s even better; you need to have a numerical GPA of at least 3.0 or above and you need to fall in the upper 20% of your class. You will have to make prove of these conditions through your grade transcript concerning the most recent grading period.

Is your deductible has something to do with your policy’s rate?

The answer is definitely yes. The high is your deductible; the lower will be your car insurance policy rate, so this is a quite simple situation in order to save some money. The deductible will be used to pay the body shop after your car is repaired. Your insurance company will give you back this amount as soon as possible.

How can you get a lower premium?

If you choose to pay your policy through predefined and pre-approved installment plan, try paying in advance a high as possible part of the total amount. For example, if you want to purchase a 12-month policy and pay the total amount in 10 installments, try to pay haft of the policy’s price before the installment plan takes effect. If you procee

d in this way, you will lower your premium even from the beginning of your auto installment plan.

Are you a parent and your child just got a permit?

Do not worry about this. Even if all household members age 14 age older are required to be included on your vehicle insurance policy (because they are considered and will be listed as drivers), there will be no additional charges for members without a driving license. Therefore, until your child has just a driving permit and not the driving license, your policy’s rate will not increase.

Have your car properties something to do with you policy’s rate?

Of course, there are plenty of factors affecting your policy’s rate and some properties of your car are part of that group of factors. You should know that a safe car could lead you to a lower rate. The anti-block system braking, the dynamic control stability, the electronic stability control systems, or even the automatic seatbelts could all decrease you policy’s rate.

Try to benefit from all factors, which might lead you additional discounts, in order to get a San Jose cheap car insurance. Enter here your zip code and get the best auto insurance offers free.

Five Top Factors to Get a Low-Cost Auto Insurance in San Jose

If you are a low-income earner and still, you do not qualify for the California’s Low Cost Automobile Program (perhaps you do not meet all other requirements. For low-income earners, you’ll have to search for other possibilities in order to obtain a lower policy’s rate. Remember that driving a vehicle without auto insurance in San Jose can get you the following penalties: you will have your license suspended and you will receive a dedicated fine; you will have your car’s registration suspended and your vehicle will be impounded. In addition, if you are cited for not having car insurance while being involved in a car accident, the Department of Motor Vehicle will impose you one-year suspension concerning your driving license, followed by other three years of maintaining proof of financial responsibility on file with the Department of Motor Vehicles.

You will find here some advises you could follow to decrease you policy’s rate. Pay attention to all factors, which might affect the price you will have to pay in order to insure your car.

First, decide which coverage type is the most appropriate for you. You are mandatory to purchase at least the minimum coverage for your car, which will cover medical bills and property damage for the non-guilty part, in case you produce a traffic collision. If you want to purchase collision or comprehensive coverage, make sure you need them, before signing the relevant policies.

It is important to pay attention to your car’s safety level. There are some properties or different equipment, which can help you, decrease the rate. For example, the anti-lock system braking or the electronic stability control might help you to obtain a better price.

In addition, your parking place also matters. If you own a garage or you have rent one, you have just increased your chances to get a lower rate. What about the mileage discount? If you do not use your car very often, or at least you do not take very long rides, you might not exceed a predefined limit. Driving a number of miles per year under the expected threshold, you bring you a special discount.

Try to use a bundle policy. Sign all your car insurance policies with the same carrier, if possible. You will certainly save some extra money if you purchase all your life, health, and home and car policies from the same insurance company. Regarding to the home insurance, if you are a homeowner, once again, you might qualify for an additional discount.

Do not forget that it is most likely that you will not receive, by default, discounts based on all your relevant factors. That is why you should know all the aspects, which might decrease your policy’s rate and make sure that to ask for all these benefits before signing a policy.

You can check right now the most competitive car insurance quotes in San Jose. Everything you have to do is to enter you zip code here, fill in a relevant form, which will reveal all possible discounts you might get, and check all the offers here in order to get the best auto insurance in San Jose city.

Comprehensive Car Insurance Claim Process in San Jose

If you are involved in a car accident in San Jose city, you should know what are the most important things to be done file a car insurance claim. Find more details regarding filing your claim for your car insurance in San Jose city.

AutoInsuranceInSanJoseFirst of all, if you need to file a claim to your insurance agency you should know that the carrier must acknowledge the receipt of your claim within a maximum of 15 days. You will be then allowed to conduct their investigation over a period of 40 days to accept or deny your claim in whole or in part. Be prepared to be asked for documentation of your injuries, evidences of your medical expenses and so on. After your situation being analyzed with the final decision made, your provider has 30 days to tender the payment.

Furthermore, pay attention to the responses below to know about the application submission procedure as much as possible.

If a traffic collision occurs, you will be needed to file a claim to your insurance agency. Should you file also a police report as well? Usually, you will not be required to file an additional police report. If your car was not damaged by a hit-and-run vehicle, if it was not stolen or you were involved in a light car accident instead, you may also establish an amicable settlement with the other involved party. However, if the accident caused bodily injuries to the occupants of cars involved in the accident or if the collision also implied a pedestrian, it’s desirable to report it to the police.

When will your car be invested? It depends on your car location. But it will usually be inspected within 3 to 5 days from the accident day. The payment can be arranged only after an appropriate appraiser inspects your damaged car.

What should you do if you were involved in a car accident as the non-guilty part? To avoid any expenses, it is advisable for you to file a claim against the other driver’s insurance company approved by the DMV as well.

What if the repair costs are higher than estimated? Will replacement parts to be used in order to repair your damaged car? First of all, if actual repair costs are higher than the estimated ones, the body shop representatives should call your insurance company and request for the additional amount of money to be able to repair all damages of your vehicle. If the carrier agrees on this, an additional payment will be issued. Secondly, if there are no available quality recycled parts, new original or after-market parts will be used in order to repair your car’ damages.

How can you benefit from the Guaranteed Repair Shop? The GRS is a guaranteed repair shop agreed by your provider of car insurance in San Jose which will perform both estimates and repair of the damaged vehicles. The reparations are guaranteed as long as you’re the owner of the vehicle involved in the car accident.

These are the most important things you should need to know when you file a claim in case of a car accident.

Enter you zip code here, check auto insurance quotes in San Jose, and compare different related claim conditions for every carrier you’re interested of.

The Best Ways of Proving Financial Responsibility on your Auto Insurance in San Jose

In order to drive your vehicle legally in San Jose and California State, you must prove your financial responsibility, meaning that you will be able to cover the property damages and bodily injuries of the non-guilty part, if you are responsible of a car accident.

You have four possible options in order to prove this financial responsibility. First, you can create a deposit of $35000. This money or at least a part of this money (depending on the accident’ severity) will be used by the Department of Motor Vehicles in order to cover all cost you might produce through a traffic collision. A second option would be to obtain a self-insurance certificate from the DMV department. However, you can choose this solution only if you make proof of owning a fleet of at least 25 vehicles. Therefore, this option is more suitable for car dealers especially when shopping for auto insurance quotes in San Jose.

Another solution would be for you to obtain a surety bond from a company licensed to provide you such a warranty. The surety bond must be at least $35000. Finally, you can choose to sign a liability insurance policy. This represents the minimum coverage you must get in order to drive legally               you car in San Jose city.

The last presented solution is the most common among San Jose drivers, because is the most affordable one. When purchasing a liability coverage for your car, your insurance company agrees to pay bodily injuries and property damages for the non-guilty part involved in a car accident that you produced. The maximum amounts to be paid in order to cover medical bills and repairs costs are up to $5000 for property damage, up to $15000 for bodily injury if only one person was injured in the accident, or up to $30000 for bodily injury if two or more persons were injured during the collision.

Once you purchase your car insurance policy, you will be allowed to drive and integrate in the public traffic. When signing a policy, your insurance company will automatically send an electronic report to the Department of Motor Vehicles of California, in order to be registered in their evidence too. Police officers are allowed to access the DMV database concerning the evidence of auto insurances, in order to check your status. While driving your car and not only, do not forget your insurance card in order to be able to prove your financial responsibility, if a law’s officer requires you to do this. You will also be needed to present your car insurance policy whenever you register your vehicle or when you get it inspected.

There are also some particular cases when the evidence of liability in not necessary. This exception applies for vehicles registered to a government entity or under a planned non-operation status, and to special equipment vehicles or off-highway vehicles.

Try to be permanently informed concerning auto insurance laws in San Jose. If you need to purchase a new policy, or you just need to renew your old one, enter your zip code here and check the auto insurance quotes in San Jose.

Questions When Filing a Claim for Car Insurance in San Jose

If you are involved in a car accident in San Jose city, you should know the most important things to be done in order to fill a car insurance claim.

Here you can found more details regarding car insurance claims in San Jose city.

First of all, if you need to fill a claim to your insurance agency, you should know that the carries must acknowledge receipt of your claim within a maximum of 15 days. Then, they are allowed to conduct their investigation over a period of time of 40 days, in order to decide to accept or deny your claim in whole or in part. Be prepared to be asked for documentation of your injuries, evidences of your medical expenses and so on. After your situation being analyzed and the decision is done, your provider has 30 days in order to tender the payment.

Further, pay attention to the responses below, in order to know as much as possible about the application submission procedure.

If a traffic collision occurs, you will be needed to fill a claim to your insurance agency; should you fill also a police report? Usually you will not be needed to fill an additional police report. If your car was not damaged by a hit-and-run vehicle or if it was not stolen, instead you were involved in a light car accident, you may also establish an amicable settlement with the other involved party. However, if the accident caused bodily injuries to the occupants of cars involved in the accident, or if the collision implied also a pedestrian, it’s desirable or even required to announce the police.

When will get your car to be invested? It depends on your car location. But, usually it will be inspected within 3 to 5 days from the card accident day. The payment can be arranged only after an appropriate appraiser inspects your damaged car.

What should you do in case if you were involved in a car accident as the non-guilty part? In order to avoid any expanses, it is advisable for you to fill a claim against the other driver’s insurance company.

What if the repair costs are higher than estimated? Will replacement parts to be used in order to repair your damaged car? First of all, if actual repair costs are higher than the estimated ones, the body shop representatives should call your car insurance company and request and additional amount of money in order to be able to repair all damages of your vehicle. If the carrier agrees on this fact, an additional payment will be issued.

Secondly, if there are no available quality recycled parts, new original or after-market parts will be used in order to repair your car’ damages.

How can you benefit from the Guaranteed Repair Shop? The GRS is, as it names already says, a guaranteed repair shop agreed by your auto insurance provider, which will perform both estimates and repair of damaged vehicles. The reparations are guaranteed as long as you’re the owner of the vehicle involved in a car accident.

These are the most important things you should need to know and prepare to perform, request or wait for, in case of a car accident.

Enter you zip code here, check the car insurance offers in San Jose city, and compare different related claims’ conditions for every carrier you’re interested of.

San Jose Car Insurance for Inoperable and Old Vehicles

Owning a vehicle in San Jose city will automatically involve a car insurance policy. If you consider that your car is old enough to have not the need of such policy, you should reconsider the situation. In addition, you’ll learn what the requirements for inoperable vehicles are. Moreover, if you want to save some money you should get yourself an appropriate policy meeting all your needs. Check the answers below in order to find out more information on these subjects.

If I own a really old car, should I still pay auto insurance for it? The answer is yes. It is mandatory to purchase a car insurance policy for your car regardless its age. If your vehicle is still operable, you are requested by San Jose laws to sign a policy for your car. But if you want to reduce the expenses as much as possible, you should know that there is no pint in signing a collision or comprehensive auto insurance if your car is really old. That’s because if your car is older than 10 years, the collision and comprehensive policy rates will dramatically increase. Probably, the amounts you’ll have to pay to your insurance company will in the end higher than the cost of your car. Therefore, you could purchase only the minimum coverage mandatory all over California State. In this case, you will still meet the legal conditions and you won’t have to pay a high rate for your old car policy.

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What about if you have an inoperable vehicle? Here, the situation changes. If your vehicle is no more operable, you don’t drive it anymore no matter the circumstances. You are allowed either to delete this vehicle from your existing policy or not to renew it since it’s not involved in San Jose’s traffic anymore. However, pay attention to the following details: because each car registered to the California Department of Motor Vehicles, you might be requested to purchase auto insurance for each registered car. There is the possibility that you will be required to de-register your inoperable vehicle since it’s out of traffic and only after that to delete it from your policy. If you don’t meet these regulations, you’ll have the pay specific fines and your registration car might even be suspended.

However, if your vehicle becomes operable again you will have to firstly register it again to DMV and sign a new policy or add the vehicle to an existing policy of yours.

Regarding the coverage type you should choose, make sure to get car insurance quotes in San Jose adequate for your needs. As explained below, reconsider the situation before deciding to sign collision and comprehension coverage. If you can afford it, uninsured or underinsured motorist coverage would be more than welcome to cover all your car repair costs if the accident you’re involved was produced by an uninsured or underinsured driver.

Pay attention to these details to be able to decide whether you need an auto insurance or not and which type of coverage is most suitable for you. Enter you zip code here in order to get the best car insurance quotes in San Jose city.

Utilizing Auto Insurance in San Jose in Special Situations

You will find here how to proceed regarding your auto insurance in San Jose if special cases occur. For example, what are you supposed to do if a traffic collision occurred while your car is driven by someone else (with you permission, of course)? Or what will happen with your car policy if you have an accident? Read the information below to find the answer to these questions and other useful information.

What happens if a car accident occurs while someone else drove your car? You should know that most auto policies include a Permissive Use provision, giving full or limited coverage to someone else driving your car having your permission. But each insurance company has his own rules, so before signing a new policy make sure to ask about this particular situation to know what to expect. There are also providers that will ask you to write on your policy particular names of the persons you would like to be covered if a traffic collision occurs while they’re driving your vehicle. No additional users other than the persons indicated by you through that policy will be covered in case of auto accident with your car and the driver of your vehicle as the one that caused it.

What happens if you produced an auto accident or you were at least involved in a traffic collision? Will your policy be cancelled? In most situations, your policy will not be cancelled and will continue to provide the legal financial coverage until its validity period finishes. However, there are particular cases when your policy might be cancelled. It will mostly depend on the cause of the accident and the number of previous accidents. If you produced the car accident while driving under influence (meaning alcohol or drugs) and convicted for DUI law violation, there is a high enough probability that your current policy might be cancelled. This could also happen if you have produced a third accident in a certain period of time and your carrier considers that your policy represents a too high-risk item.

In case you’re wondering how many tows you are allowed with emergency road services, you should know that there is no limit set regarding the number of allowed tows. But your insurance company will review your policy if a high frequency occurs.

What about new cars? Are they automatically covered or you’re required to purchase a policy by your own? If you buy a brand new car within an instalment pan, you should know that all costs for all coverage types of that car will be included in your premium. Most companies will require you to accept and sign, aside from the minimum coverage, the collision and comprehensive coverage too.

What happens if you produced a car accident, the car is totally damages and you choose to give up the car because you don’t have enough money for the repair or the replacement costs? In this case, the car will be returned to the provider but being totally damaged will not worth much. Providers want to be insured if these particular situations occurs and they will require you to sign the collision and comprehension coverage.

What happens if you change your vehicle? In most of cases, you will be provided with an automatic coverage for the vehicle replacing the one stated in your current policy. The same coverage will be maintained, unless you specify to your provider that you would also like to upgrade or downgrade your auto insurance in San Jose. However, there are insurance companies that do not provide such automatic changes and will require you to renew you insurance policy.

What about rented cars? If you decide that you want to rent a car and you already have a valid car insurance policy, you should know that the rented car can be covered by your insurance company for up to 30 consecutive days and will be provided with the same coverage you have for our own vehicle. If you do not have collision and comprehension coverage for your own car or the special rent reimbursement coverage, it’s advisable to sign an agreement with the company stating that all expenses for any damages of the rented car will be supported by the company no matter the cause. You will also have to pay more in order to rent a car but you will be fully insured in case you’re involved in a traffic collision or you even produce a car accident.

What if you drive a car in a foreign country? Before starting to travel around the world or at least multiple countries, you need to be informed concerning the car insurance laws of those countries. Since each state has its own particular laws, there are ‘tort’ states and ‘no-fault’ states. It is possible to be required to purchase a special policy for some geographical areas with the states particular laws to legally drive everywhere in the world. If you will be driving in Mexico and you have signed your car insurance in San Jose, California, it will be mandatory for you to purchase a special coverage because auto accidents in Mexico are subject to the laws of Mexico not the laws of United States. Therefore, you will be required to buy liability insurance through a licensed Mexican insurance company. In the contrary, if you want to travel to Canada you should know that your San Jose car insurance will be valid there too because the coverage territory of your auto policy is defined as the United States of America, its territories or possessions or Canada.

Pay attention to special cases to avoid fines and penalties. Enter you zip code here; fill in all the mandatory fields (representing factors that might impact your policy’s rate) and check the auto insurance offers in San Jose city.

What are the Corresponding Penalties with DUI and DWI Law Violation in San Jose?

If you drive in San Jose city, whether you are a local or you’re just a visitor, you need to know that having car insurance in San Jose is just one of the basics to follow but also the ‘Driving under influence’ and ‘Driving while intoxicated/impaired’ laws. It has been proved that these substances decrease the human’s mental capacity and leads to slower motor reaction. Therefore, drivers’ ability to control their vehicles will dramatically decrease leading to higher risks of traffic collisions.

In San Jose city, the maximum allowed BAC level (the Blood Alcohol content) is 0.04% for commercial drivers, 0.08% for drivers over 21 years, and 0.01% for drivers under 21. Any BAC level detected to drivers less than 18 years is punishable.

AutoInsuranceInSanJoseBetter choose not to drive if you are drunk because you will represent a risk for all other drivers and even for yourself. Secondly, you might get harsh punishments if a police officer stops you while you’re driving your car. In case you are drunk and still decided to drive, once caught a police officer will surely request you to perform an alcohol breath test or blood test to verify your BAC level. However, you are allowed to refuse this test but will result to harsh consequences. You will have your driver’s license suspended for an entire year for first offense, for a second offense you will lose your driving privilege for a period of two years and, if you found yourself at the third offense, you will have no more the right to drive your vehicle for three consecutive years. In addition, points will be added to your driver’s license and you could also have your driver’s license revoked if you are found to have violated the DWI or DUI laws. Moreover, you might not be eligible for some insurance companies anymore. There are carriers that are not willing to sign auto insurance policies with repeated offence drivers.

If you decide to submit the breath or blood test required by the police officer and the results exceed the maximum allowed BAC level, the arresting officer will confiscate your driver’s license and release you a notice of license suspension or revocation (depending the case) with a 30 days driving permit. You will also be automatically reported to the Department of Motor Vehicles.

In addition to the BAC level regulations, here are some other rules to respect to avoid specific penalties: drivers less than 21 are not allowed to carry unsealed beer, wine or liquor in their vehicle while they driving alone and they are also not allowed to consume alcohol in any form (even the cough syrup and prescription drugs can affect the BAC level, therefore these substances must not be consumed before or while driving a vehicle); drivers under 18 years should not drive with any measurable blood alcohol concentration; finally, another regulation mention that repeat offenders should not drive with a BAC level equal or greater than 0.01%.

It is always better to avoid drunk driving. It’s not only dangerous for yourself but for others as well and it could bring you severe legal actions as punishments. In order to find out how DWI/DUI law violations could impact your car insurance in San Jose, enter you zip code here.

The Purpose of Driver Impairment Test when Caught of DUI Law Violation

It is not only getting a San Jose cheap car insurance you should worry about. It also includes being a responsible driver. Even without exceeding the allowed BAC level, a driver can be the subject of a ‘driver impairment’ test in San Jose city. This means having a BAC lower than 0.08% does not automatically denote that a police officer cannot perform a more detailed control. The reasoning behind this type of test is to try the driver’s ability to react and respond to different signals. While the BAC maximum level is fixed for all drivers in San Jose, it might happen that a particular case occurs: a driver with a low BAC level presents a higher risk than a driver with a higher BAC level. This could happen because each human body reacts in his own way to alcohol or drugs. The amount of food found in the human’s body when consuming alcohol might impact the intensity and mode in which the alcohol also affect the human’s mental and body.

You can still be arrested for impaired driving even if you have a BAC level under the maximum admitted by DUI laws. In order to perform an arrest, the police officer must have a probable cause. The probable cause means that the police officer must have a reasonable suspicion in order to make you the subject of further investigations. Here are some behaviors that might be considered suspicious: you hesitate to pass through a green light or you drive excessively slowly (there are particular drivers who knowing that they have already consumed alcohol drive extremely cautious and defensive); you drive in multiple lanes at once or weave from lane to lane (meaning that you have lost a part of your driving abilities and orientation in space).

The police officer can continue his observation after pulling the driver over. He will especially observe the driver’s behavior and physicality. For example, it will look suspicious if you present an erratic behaviour and if you seem restless, agitated or angry or if you have a slurred speech. Red eyes and the smell of alcohol can also confirm the police officer’s suspicion.

If the police officer considers that he should continue his analysis, he may ask you to step out of the car and perform some field sobriety tests to check your mental and motor skills. You might be requested to perform one or multiple actions such as: walking a straight line, turning and repeating, balancing on one foot with your arms to your sides, or following a moving object with your eyes while keeping your head still.

If you are found to have your mental and motor skills impaired, you will risk to be charged with specific penalties and fines or even to be arrested. Therefore, try to avoid such situations for your own and other’s good.

If you want to check how a ‘driver impairment’ result might affect your driving record and also your policy rate, enter your zip code here. Fill in all required fields in order to purchase San Jose cheap car insurance.

Corresponding Punishments for Offenders of DWI and DUI Laws in San Jose

In San Jose city,it is not only the owning of auto insurance in San Jose is mandatory. It also includes following the traffic laws dutifully. DWI and DUI laws allow a BAC (Blood Alcohol Content) level up to 0.08% for drivers over 21 years old, 0.04% for commercial drivers and 0.01% for drivers between 18 to 21 years. No alcohol is permitted to younger drivers than 18 years.

DWI/DUI has been a major cause of death and injury in San Jose city. Make sure to respect these regulations while you’re driving your vehicle. However, if you are drunk and you are stopped by a police officer while driving your vehicle, you should know which penalties to expect.

If you are an over 21 driver, the penalties for exceeding the maximum allowed BAC level varies depending on the number of offense. If this is your first offence, you could end up with a 6 months imprisonment or you could get a fine up to $1000. If your are found guilty to have violated the DWI law, you will also receive the following penalties: your driver license will be suspended for 6 months and receive two points to your driving license; your vehicle may be impounded and you will be needed to pay storage fees; and you might be required to drive using the Restricted License and become eligible to reinstate your driver license only after 30 days of mandatory suspension after meeting all reinstatement requirements. If you find yourself to a second offense you will receive the following penalties: a possible imprisonment for up to one year or a fine up to $1000 and you will have your driver license suspended for two consecutive years and you will also get points on your driving record. You might also receive an imprisonment sentence for less than one year or a fine up to $1000. Also, if you are found guilty of DWI law’s violation, you will be suspended for three years and two points will be added to your driving license.

In case you’re not yet 21 but you are over 18 and you had a BAC level greater than 0.01% when you submitted the breath or blood alcohol test, you will get specific penalties. Your driver’s license will be suspended for one year or even revoked if you are convicted under the “minor in possession / other alcohol offenses” law, and two points will be added to your driving record. In addition, you will have to pay a fine up to $100. If you find yourself at a second offense within one year, the specific fine will go up to $200 and you will no more be granted with a Restricted License. If a third offense occurs within one year, you will have to pay a fine of $300. If your BAC level is exactly 0.01%, the Peace Officer is allowed to issue you a 30-days temporary license. Still, your driver’s license will be suspended. If you got arrested with a BAC level of 0.05%, you will receive an order of suspension and you will be detained till handed over to juvenile authorities or your parents. If your BAC level is greater than 0.08%, you may be arrested by the peace officer. Regardless of your BAC level, your vehicle can be impounded for up to 30 days if you are caught in possession of alcoholic drinks in your vehicle. You might also be requested to pay a fine up to $1000 and your driving license will be suspended for one year. Moreover, the Department of Motor Vehicles could decide to delay your first driving license by one year. In addition to all these penalties, other ‘21 over’ specific penalties may apply, if you were found guilty of DWI/DUI laws’ violation.

What about the commercial drivers? Here are the possible penalties to be received if you have a commercial driver license (CDL) and found with a BAC level higher than 0.04%: you will no more be allowed to drive a commercial vehicle for one year with two points on your driving record. If you are found with a BAC level greater than 0.04 while driving a commercial vehicle containing hazardous materials, you might get your CDL suspended for up to three months. If you are convicted for a second offense of DWI/DUI, you will lose your CDL license for life, therefore, you will be never ever allowed to drive again a commercial vehicle.

If you are found with a BAC level exceeding the maximum allowed level while driving, you can schedule an administrative hearing in maximum 10 days of the suspension or revocation notice. It is mostly recommended to consult a specialized DWI/DUI lawyer. If you will not request a hearing in maximum ten days of the notice, the suspension/revocation becomes final and begins in the 30th day after the arrest. If your case involves serious injury or even death, you might also be punished under the Three Srikes Law of California. This law means that California state court must impose harsher sentence on the persons convicted of three or more serious criminal offenses. This law significantly increases the prison sentences of persons convicted of a felony and who have been previously convicted of two more violent crimes or serious felonies.

To be safe, avoid drinking if you plan to drive your vehicle. If you have drunk and you really need to change you location, consider one of the following actions: postpone your travel if it’s not very urgent, call a cab if possible or find someone else to drive your vehicle for you.

If you want to see how these penalties will also affect your auto insurance in San Jose, enter your zip code here and compare the offers you’ll receive to find the most suitable one for your needs.