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San Jose Car insurance Laws for Faulty Vehicles

Auto insurance in San Jose depends heavily on relevant laws of the state and of the department of motor vehicles. These laws govern the operation of all valid insurance plans and there are often certain specific kinds of laws that operate in highly exceptional circumstances. One should have a thorough understanding of these laws in order to conduct oneself and get the most out of any such situation.

What happens if the vehicle you have bought turns out to be faulty or possess a whole host of problems the moment you drive it out of the car showroom. What happens if it gives you unlimited trouble with no one to turn to for help?

There is ample protection via both federal laws and state strictures that protect consumers who have the misfortune to purchase such faulty vehicles.

There are however two sides to such a situation. When there may be instances of such problems or faults occurring in many cars of the same manufacturer, the manufacturer is bound to ask for a recall of all these vehicles without further ado. Recalls generally take place for a common batch of vehicles that are produced by a common manufacturer and are seen to possess a whole host of problems.

However, if your vehicle is a solitary one that has been causing you problems for no fault of your own, it may just be a lemon. This falls under the mechanism called lemon laws, which are enforced by both federal and state governments.

Under the law of the United States of America, all car manufacturers are required mandatorily to recall faulty vehicles. However, the definition of faulty needs should be thoroughly established in such cases. There must be a tangible problem or error, which makes it difficult for a driver to operate a particular vehicle. Wear and tear problems of some parts, which are commonly seen to necessitate repairs like shock absorbers and minor problem areas like a malfunctioning stereo system, for instance, do not fall under the recall category. All recalled vehicles are to be repaired without any charge whatsoever as the law stipulates.

However, when it comes to lemon laws, sometimes these laws are valid when the vehicle is utterly unfixable in spite of numerous attempts. The vehicle must be under the warranty period of the factory of manufacture and be within 24,000-clocked miles at a minimum. Also in some cases, it should be established that you have provided the dealership a minimum of three to four chances for repairing a faulty car. If the problem directly affects passenger and driver safety, then it can qualify as a lemon only after a couple of attempts have been made to repair it.

If the vehicle has so many problems that it stays put in the repair shop at a stretch without any usage whatsoever, it may also qualify as a lemon. This however has to have a minimum period up to thirty days. These days do not have to be consecutive and cars given on loan do not count in such cases.

There is a feature for ultimate financial compensation if you end up buying a lemon car. It depends on the particular situation. You may be refunded in full and you can use the same amount to pay off outstanding loans against the vehicle you bought. In addition, you may well be given a car as a replacement, which is a rare instance of compensation though. It is important to keep in mind that all of these guidelines apply to cars, which have been newly purchased. Old and used cars, which turn out to be lemons, do not merit the same kind of redressal packages. Only if a used lemon car has remained under the factory warranty, can the law be effective in ensuring that you get the cost of all repairing operations refunded to you.

There are particular situations when in spite of being a faulty one; a car cannot be classified as a lemon. This extends to instances like when you have installed any feature or car product, which is not recommended for installation by the manufacturer. Any claims or pleas for compensation will not merit redressal in these cases. In addition, if bad working of the vehicle is due to your own abuse, rash driving, or neglect, then the car cannot qualify to be a lemon as well.

Accident laws take into account safe operation of your vehicle. Vehicle insurance policies also come into effect if there are serious problems with the car that cannot be clubbed as a lemon.

There may also be certain niggling issues that are not lemon issues but just annoying little problems because of chance and bad roads.

For instance, some cars may see the side mirrors rattling when it passes over bumps. This cannot pass through elaborate fixing and repairs. It requires chance and little adjustments. You cannot go for the assistance of state and federal laws in such cases.

Auto insurance in San Jose is there to help whenever you want compensation for all other damages apart from lemon cases. However, careful and thorough research regarding the same is required. Taking the advice of a registered legal practitioner or attorney specializing in consumer law is a good step to take. This is because lemon laws are quite complex and understanding them is very difficult indeed. Every lemon car has its own unique story that you must highlight and display properly in order to get appropriate compensation for your miseries with your precious vehicle.

For free and tangible details of auto insurance in San Jose and the packages on offer, your zip code is all you need to type in the top space of this page!