Talk to an agent: (408) 849-4343
Press play below to listen to our audio commercial:

Questions When Filing a Claim for Car Insurance in San Jose

If you are involved in a car accident in San Jose city, you should know the most important things to be done in order to fill a car insurance claim.

Here you can found more details regarding car insurance claims in San Jose city.

First of all, if you need to fill a claim to your insurance agency, you should know that the carries must acknowledge receipt of your claim within a maximum of 15 days. Then, they are allowed to conduct their investigation over a period of time of 40 days, in order to decide to accept or deny your claim in whole or in part. Be prepared to be asked for documentation of your injuries, evidences of your medical expenses and so on. After your situation being analyzed and the decision is done, your provider has 30 days in order to tender the payment.

Further, pay attention to the responses below, in order to know as much as possible about the application submission procedure.

If a traffic collision occurs, you will be needed to fill a claim to your insurance agency; should you fill also a police report? Usually you will not be needed to fill an additional police report. If your car was not damaged by a hit-and-run vehicle or if it was not stolen, instead you were involved in a light car accident, you may also establish an amicable settlement with the other involved party. However, if the accident caused bodily injuries to the occupants of cars involved in the accident, or if the collision implied also a pedestrian, it’s desirable or even required to announce the police.

When will get your car to be invested? It depends on your car location. But, usually it will be inspected within 3 to 5 days from the card accident day. The payment can be arranged only after an appropriate appraiser inspects your damaged car.

What should you do in case if you were involved in a car accident as the non-guilty part? In order to avoid any expanses, it is advisable for you to fill a claim against the other driver’s insurance company.

What if the repair costs are higher than estimated? Will replacement parts to be used in order to repair your damaged car? First of all, if actual repair costs are higher than the estimated ones, the body shop representatives should call your car insurance company and request and additional amount of money in order to be able to repair all damages of your vehicle. If the carrier agrees on this fact, an additional payment will be issued.

Secondly, if there are no available quality recycled parts, new original or after-market parts will be used in order to repair your car’ damages.

How can you benefit from the Guaranteed Repair Shop? The GRS is, as it names already says, a guaranteed repair shop agreed by your auto insurance provider, which will perform both estimates and repair of damaged vehicles. The reparations are guaranteed as long as you’re the owner of the vehicle involved in a car accident.

These are the most important things you should need to know and prepare to perform, request or wait for, in case of a car accident.

Enter you zip code here, check the car insurance offers in San Jose city, and compare different related claims’ conditions for every carrier you’re interested of.